B.S., Business Administration
and Marketing, 1980
Brigham Young University
David Carmichael provides wealth
management and investment advisory
services to families, individual investors, corporations and qualified
retirement plans. In leading Rowland Carmichael’s Investment Committee,
he provides research and due diligence on investments. In addition, he
leads a wealth management team and oversees the firm’s day-to-day operations.
licensed in life, disability and long-term care insurance.
Prior to co-founding Rowland Carmichael, David
provided personal and business investment counsel to owners of closely
held corporations. His ability to effectively communicate with people
stems from six years of experience in sales and management with
Southwestern Publishing Company and Xerox Corporation.
David has been active in civic and community
affairs and building character in young men through 25 years of service
with Boy Scouts of America. He previously served on the board of the
Arizona Agricultural Education Foundation and was public relations
director for the Philippines Manila Mission.
When David is not working, he enjoys scuba diving,
riding quads at the Yuma sand dunes, mountain biking, and spending time
with his family. David and his wife Liane live in Gilbert and have six
children and 11 grandchildren.
"As a young man working on the family
farm in 115-degree weather, I determined there must be a better way to make
a living. Eventually I learned that, with proper planning and investing,
it was possible to live on one’s investment earnings, rather than
working for a wage. I also learned that investors would pay a fee for
sound investment advice that would help them achieve important life
goals. I became a financial advisor to provide this investment advice to
others while investing my own growing wealth in the same manner."
"I research the risk-versus-reward
characteristics of every investment opportunity, and I subject every
opportunity to this critical standard: 'Is this something in which I
would invest my own money?' Many times the best investment opportunities
for a client involve commitments of time and effort that some advisors
are not willing to make, but I truly care about my clients, and their
interests always come first."
"The greatest reward I receive is
seeing my clients retire with the confidence to enjoy their retirement
years, live their dreams, and not have to worry about outliving their