Massive computer hacks and data breaches are now common occurrences. Now, more than ever, it is important to safeguard yourself against identity theft. Here are some steps you can take to protect your personal and financial information.
Maintain strong passwords
Use strong passwords and keep separate and unique passwords for each account or website you use.
Check yourself out
It’s important to review your credit report at least once a year and make sure that all the information in it is correct.
Consider a fraud alert and/or security freeze if necessary
If you discover that your personal and/or financial information has been exposed to identity theft, you should consider placing a fraud alert and/or security freeze on your credit report.
Stay one step ahead
The best way to avoid becoming the victim of identity theft is to stay one step ahead of the identity thieves. Here are some extra precautions you can take to help protect your sensitive data:
- Consider using two-step authentication.
- Beware of emails containing links or asking for personal information.
- Be careful when you shop. When shopping online, look for the secure lock symbol in the address bar and the letters https: (as opposed to http:) in the URL.
- Beware of robocalls. Criminals often use robocalls to collect consumers’ personal information and/or conduct various scams.